I used Quicken Loans in 2009 for a FHA streamline refi. At the very least, these complaints are taken VERY seriously by companies and are usually escalated to attorneys. I decided to move forward with refinancing and submitted all required documentations.

If for some reason you are dissapproved at the last quicken loans mortgage minute they will not give you your money back. Last year when I purchased my condo, Quicken quoted me about $2800 closing costs at 4.875% (zero points) for an $88,000 loan 15-year fixed. I was also successful against GM ($1,200 straight recoup - no treble damages) when a dealer installed all solenoids in my engine when I requested only the one failed one be replaced. They forgot to lock rate so the interest rate went up though the market was showing that it was going down. Why would I apply if there were better loan terms elsewhere.

We personally weren't badly ripped off like so many others, but the stress, badgering and incompetence made it one of the worst professional experiences of my life. I received my good faith estimate where I can see that with the new rate, I can save $84 a month and that I will need to pay only $200 deductible fee. When we protested our appraisal and submitted 10 pages of documentation proving the differences in the areas they appraised compared and providing 6 recent comps that were actually from our area, they took 10 days to review those things and still went with the appraiser's low value. I waited two weeks, no response after multiple contacts. Then, you have to contact them just to see where things stand. At that point, we got the "Sorry we can't help you and I made a mistake when I told you there was a second option available" bait-and-switch response.

Every time we fulfill their obligations to move forward they require some new item from us. All was going well, and they quickly billed my credit card for $500, until my appraisal came in. Private car sale receipt template australia download on gobookee org free books. Documents were resent and resent and resent, being told we were about to close and me reminding them over and over that they haven't sent an appraiser out to the house yet, how can we close. You will not hear from them for several weeks and then they are still at stand still.

When I couldn't get a band to take a late fee off my husband's credit report from nine months ago, we were told, "Oh well, we can't help you. Quicken Loans (QL), how many times have you seen their ads on TV or in various magazines that they are the most efficient and customer-friendly company on the market today. Of course, there was a mortgage on the property, thus the refinance. It would take me years to break even given the closing fees and points that are part of this loan as advertised.

They have so many conditions in the final approval that there is no way to cure them. Getting your personal loan without a job can be done online and it will help your. I asked questions about what was happening and quicken loans mortgage was given such a vague answer every time. She stated that this would lower my percentage rate by a quarter of a percent and would save me about $90 a month. Why is that listed if they didn't run my credit.

Nobody ever calls when there's a problem. We tried to get our home refinanced with Quicken Loans, and all I can say is run. I provided documentation, links to websites and articles in support of my case, including my county property tax valuation; and I requested they do another appraisal. They would lock my interest rate that day. So, after seeing the VA info, I thought I would do a little more investigating and found this site.

And to top it off, they keep the charges for the credit report and etc. Closed a 15 year VA loan in under 40 days. Copyright© 2007-2012 Credit Karma™, Inc. I did have to pay $400 to lock in a rate.

They will tell you who's great to work with because they deal with them day in and day out. We provided them with a variety of certified documents from our bank, even had the bank fax directly to them. They were so startlingly different; anyone could have seen something was very, very wrong. They knew my closing date, they knew my income for 2011 and what my income is quicken loans mortgage for 2012, and none of that has changed since my application 4 weeks ago.

My initial complaint was that the appraisal was inaccurate. So, we make it convenient with four ways to get in touch with us. You can find your State's Attorney General's office address online.

A couple of weeks later, I received a letter from Quicken with a loan number on it thanking me for the opportunity to help with our home loan, but unfortunately, they are unable to offer me financing at this time. Omit irrelevant details and communicate sample letter of warranty facts more than emotions. And what I got elsewhere was 3.875% (zero percent) with $1100 closing costs. Quicken Loans INTIONALLY wasted our time and money. Pay stubs were provided three times digitally, quicken loans mortgage and yet they could not read them.

When I asked another professional about this, they were shocked about what she had told me and told quicken loans mortgage me the information she provided me was not only incorrect - it would not be financially prudent. After providing this info, do you think Quicken would give me a rate quote. Our credit history is not the problem, never has been. Find free cover letter samples and letter of application sample other cvs applications articles. To the uninformed consumer, the information provided by your expert may sound good and feasible, but quicken loans mortgage that is exactly the reason the country is in the state it is currently in - deceptive tactics. It's a transaction history and not signed in blood from your banking institution.

Stay totally away from this company for mortgage loans. Better, since the rates were going down at the time that I built and bought my house, Quicken kept lowering my finance rate. On September 25, 2012, 5 days before we close on the home, they notified me of a new condition.

I will discourage anyone and everyone I know from doing business with them. The comps used in the appraisal were not even near my neighborhood. The calculator is for demonstration purposes mortgage calculator only and may not reflect actual. And who benefits from all those closing costs.

He said he understood and quicken loans mortgage thanked me for calling.