Check your Internet connection and go to your cart, or try again. The current bad credit in the world is leaving millions of individuals in the dark when it comes to obtaining a loan. It s a complex formula that takes into account how you ve repaid previous loans, any outstanding debt, and your current salary.

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Don’t blame the folks that came up with it. This is a reliable old standby because it works, and it’s fun. When you go into business, you’re also taking on a certain level of risk — and none more so than when you extend credit to new customers.

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